New York Defensive Driving Courses
Online or classroom - the choice is yours!
DigitalDefensiveDriving.com Online Course
With DigitalDefensiveDriving.com online you have the flexibility to work at your own pace and schedule. Plus you get the convenience of training anywhere a computer and Internet connections are available. A convenient bookmark feature allows you to stop and return later to where you left off.
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DigitalDefensiveDriving.com Classroom Course
Our classroom course remains the state's premier program, offering practical information and techniques to avoid collisions and violations. You will learn to choose safe, responsible and lawful driving behaviors.
Point and insurance reduction benefits:
Up to 10% Insurance Premium Discount
Take DigitalDefensiveDriving.com online or in the classroom and save on your insurance costs. Don't wait until your premium expires. Take DigitalDefensiveDriving.com now - and earn your insurance and point reductions. You'll receive up to a 10% discount on your motor vehicle collision and liability insurance premium each year for up to three years.
The discount applies to the base rate of your automobile and motorcycle insurance premiums, provided you are listed as the principal operator. Check with your insurance carrier for specific details on your total savings.
Up to a four-point reduction on your driving record
The Department of Motor Vehicle, may also allow you to receive up to a four-point reduction on your driving record. The course may be taken once every 18 months for the point-reduction benefit.
Who's eligible for these benefits?
- New drivers just receiving their driver's license
- Experienced New York drivers
- Drivers listed as the principal operator on their automobile and/or motorcycle insurance policies
- Violators who have incurred points on their driving record
- Novice drivers just receiving their driver's permit.
How do you get your insurance discount or point reduction?
- Upon completion, American Safety Inc. will mail a Certificate of Completion to the address you provided and will electronically notify the NYS DMV
- If you are eligible, the DMV will automatically apply the point reduction to your driving record
- You are responsible for submitting the Certificate of Completion to your insurance company, who will automatically apply the discount to your policy